Everyone who has gone to college (and participated in one or more of their classes) knows that Textbooks can be complete ripoffs. At a state University in my hometown the tuition and fees for a full-time student are $2,264 per semester. At the local Community College the semester’s tuition is maxed out at $800 for […]
No matter where you stand on the health care reform debate, nearly everyone can agree that more efficiencies in the health care system would be much appreciated. For those of you who have no health insurance, PLEASE get some yesterday! If an insurance carrier will write a health insurance policy for you, you should have […]
I ran across an article the other day that was giving some very reasonable and common sense (that apparently isn’t so common any more) advice about spending less and saving more in these tough economic times. There followed many strings of comments on the topic; some advocating further savings, and some advocating more of a […]
Go here http://www.alamo.com/index.do?action=/hotDealsTemplate&msg=alamo-10day-weekend and get ridiculously cheap car rental from Alamo over any weekend between 8/20/09 and 9/21/09. This deal is very hot. I used this same deal 3 times last spring and saved hundreds of dollars. If you go through my link you get: Compact: $10/day Midsize: $14/day Fullsize: $18/day Premium: $20/day If you […]
I have had a link to Zenni Optical www.zennioptical.com since the beginning now, but no one I knew had ever actually tried out their products. I did have quite a bit of reference about the company from the Clark Howard radio show, in which many callers have mentioned either loving the company or absolutely hating […]
Currently, anyone with MAGI under $100K/yr can convert from a Traditional IRA to a Roth IRA, but as of 2010 and beyond the income cap is removed (barring legislators changing this). Financial terms used in this article: IRA = Individual Retirement Account AGI = Adjusted Gross Income MAGI = Modified Adjusted Gross Income RMD = […]
Here is a brief primer on what a retirement account is and the choices you may have: Whether it be a 403(b), 401(k), 457(b), SEP IRA or Solo 401(k) traditional IRA or a Roth IRA, it is essentially the same concept. These accounts can be thought of as essentially a shelter from current and/or future […]
Hopefully you are investing some money somewhere already. My general philosophy is “do not let financial paralysis keep you from saving and investing (and therefore retiring)”. I understand that recent market turmoil might have scared you enough to make another excuse not to start investing or stop a program you had in place. Don’t let […]
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Those tunes may be catchy, but www.freecreditreport.com isn’t the place to go to get your “no strings attached” free credit report. They require you to sign up for a 7 day trial which, if you don’t cancel within that time period, will end up costing you $14.95/month thereafter. Don’t you dare pay to get […]